Whatever you're facing, IGOTCHU

Send us the bill, contract, estimate, or message that doesn't feel right. We'll help you understand what's happening and give you the words and next steps to respond.

Plain-English answers A clear next move One-time help from $25

What do you need help with?

Medical bills are where we started. But whatever you're facing, we've got you. Pick the path that fits.

Starts at $25
Start here
A medical bill or insurance issuePrimary focusBill, EOB, denial, collections, or charges that do not make sense
Helping with something else?
A contract or leaseApartment, purchase, cancellation, serviceA repair estimateAuto, home, contractor, service quoteA big decisionJob, RV, refinance, business, purchaseHelp me negotiateOffer, quote, denial, settlement, termsSomething elseTell us what happened and what you have

Medical is our first focus. Every path starts the same simple way.

or start with your file
Upload a document, screenshot, photo, or spreadsheetPDF, DOCX, JPG, PNG, XLSX, or paste text on the next screenShow me my next move →

You can explain the details on the next screen.

MinutesTypical delivery
From $25One-time help
Real AnswersKnowledge that brings confidence
Your situationBased on what you send
Here's how we help you

Send the problem. Get back a plan.

You don't need to diagnose it, look up the rules, or know which questions to ask first. That's what we're here for.

Here are some examples

Medical bills

“This bill doesn't add up.”

You sendYour medical bill, EOB, denial, collection notice, or the paperwork you received.
You getA plain-English breakdown, questions to ask, dispute language, and the next steps to take yourself.
Contracts and leases

“Can I get out of this?”

You sendYour lease, contract, cancellation terms, or the message you received.
You getExit clauses, deadlines, fees, questions to ask, and response language you can use.
Repair estimates

“Is this repair estimate fair?”

You sendThe estimate, scope of work, photos, or the explanation you were given.
You getLine items to question, missing details, negotiation points, and a checklist for comparing another quote.
Big decisions

“Is this actually a good deal?”

You sendThe offer, terms, numbers, screenshots, or options you are weighing.
You getRisks, tradeoffs, unanswered questions, and what to clarify before you commit.
Negotiation

“What should I say back?”

You sendThe offer, email, quote, denial, settlement, or conversation so far.
You getResponse language, questions, a phone script, and clear follow-up steps.
Not sure yet

“I don't even know where to start.”

You sendThe story, the files you have, and what you are worried about getting wrong.
You getAn organized view of the problem, what information is missing, and the clearest next move.
Jason Rolf, founder of IGOTCHU, standing in front of a mosaic mural

A real problem became a process anyone can use.

Why I built IGOTCHU

I knew the bill felt wrong. I just did not know what to do next.

“A $3,000 medical bill showed up after my insurance was gone. I dug through the details, wrote the letters, and challenged it. Four days later, the hospital admitted the mistake and erased the bill. IGOTCHU exists so you do not need a free week and a stubborn streak to find your next move.”

Jason Rolf

Founder, IGOTCHU

The whole process

Three steps to your next move.

01

Show us what happened

Upload what they sent you and tell us what outcome you are hoping for.

02

We do the digging

We organize the facts, identify what matters, and check the rules and options that apply.

03

You get a plan made for you

Receive a plain-English plan, questions to ask, and response language ready to send. Delivered in minutes.

More than an AI answer

A finished response, not another research project.

AI helps us work faster. IGOTCHU adds the process, judgment, structure, and follow-through that a raw chat cannot give you.

A generic chatbot may give you

  • Possibilities you still have to sort through
  • General information without your full context
  • More prompts you have to know how to write

IGOTCHU gives you

  • A clear reading of your actual document
  • A prioritized plan for your situation
  • Letters, questions, and response language ready to use

Here's Exactly What You Get

Every report is written for your specific situation, not a template.

See the difference

Here is what clarity looks like.

Not a wall of information. Your report begins with the position you are in, the decision in front of you, and the first move to make.

$615duplicate charge caught on a $7,860 ER bill, before a dollar was paid

Example based on a demonstration medical bill. Results vary.

A real report, detail for detail, the way yours will be written
igotchuapp.com/results/your-analysis
✓ ReadyFix Itdispute

Here's the plan to fix this bill.

$7,860 ER bill · duplicate charge caught · Everwell Demo Medical Center

IGOTCHU gives you clarity, research, and the right questions to ask. It is not a lawyer, and nothing in this report is legal advice. When real money or real risk is on the line, take this report to a licensed professional.

You are looking at a $7,860.00 emergency room bill with a due date of August 2, 2026, and you have not paid or agreed to anything yet. That timing is on your side, and there are real problems on this bill worth catching before you send a dollar.

Strong Position

Your bill shows a $7,860.00 balance that includes a clearly labeled duplicate charge and multiple prices that run well above typical fair-cash rates, and you have not paid anything yet.

The statement lists the same CPT 80053 metabolic panel twice at $615.00 each, one marked as a duplicate entry, and you were uninsured so nothing was ever run for a fair cash or charity discount.

$7,860.00

balance due

$615.00

duplicate charge

$0.00

adjustments applied

The Decision

Dispute, then negotiate

Dispute the clear errors first, starting with the $615.00 duplicate metabolic panel, then negotiate the remaining balance down using an uninsured discount and a fair-price review. The duplicate alone is an automatic correction, and the rest of the bill has prices worth challenging.

1.Request the complete itemized bill and a billing review in writing before the August 2, 2026 due date.
2.Demand removal of the duplicate CPT 80053 line at $615.00, which the statement itself labels a duplicate.
3.Ask for the uninsured or self-pay discount and any financial assistance the facility offers, since $0.00 in adjustments was applied.
4.Ask that the account be held from collections while the review is open.
5.Get every agreed number in writing before you pay anything.

Where You're Winning

You have paid nothing yet, so every dollar of the $7,860.00 balance is still fully negotiable before any money changes hands.

The bill flags its own duplicate, your statement lists CPT 80053 twice at $615.00, with the second line literally labeled 'duplicate entry,' which is a $615.00 correction on its face.

You were uninsured at service, your statement shows $0.00 in insurance adjustments and $0.00 in discounts, which means no uninsured or cash discount has been applied yet and that is a standard ask.

The due date has not passed, August 2, 2026 is still ahead, giving you room to request the itemized review and hold collections before anything is overdue.

That's everything we found.

When they reply, you can bring their answer back as a new check.

Check another document

Go get your yes. And whatever they say next, IGOTCHU.

See the full example report

Real Outcome, This Report

Duplicate charge caught, full bill disputed. $615 error flagged before a dollar was sent. Results vary.

Your report looks exactly like this: specific to your document, your state, your situation.
Delivered in minutes.

Check it, $25Fix it, $25

Simple Pricing

One-time analysis, or a monthly plan. No surprises.

One-Time

$25

Per analysis, no account needed

  • Full deliverables package
  • Delivered in minutes
  • No account required
  • Email delivery
Get started

Monthly

$19/month

19 analyses a month

  • 19 analyses a month
  • Delivered in minutes
  • Full request history saved
  • Dashboard access
  • Cancel anytime
Start monthly access
Best Value

Max

$144/year

$12/month. Save 2 months vs monthly.

Billed once a year

  • 30 analyses a month
  • Delivered in minutes
  • Save $84 vs monthly
  • Full request history saved
  • Dashboard access
  • Cancel anytime
Start Max access

Bring us the situation you don't want to handle alone.

Your problem or question has been weighing you down long enough. Let's find your next move.

Show me my next moveChoose another situation

IGOTCHU gives you clarity, research, and the right questions to ask. It is not a lawyer, and nothing it provides is legal advice. When real money or real risk is on the line, take your report to a licensed professional.